The Regent University

The Regent University could be a non-open consolidated nonsectarian Christian school settled in urban center, Virginia, u. s.. The school was maintained by Pat secure in 1978 as Christian Broadcasting Network University, and balanced its name to Regent University in 1989. A satellite field settled in Alexandria, Virginia, was sold-out in 2008. Authority offers a genuine partition direction program likewise to its old-fashioned on-grounds programs. Through its eight educational colleges, Regent offers associate's, bachelor's, master's, and scholastic individual degrees in overabundance of thirty courses of study. Official University is approved by the Commission on representatives of the Southern Association of staffs and schools and thusly the Association of game plan of standards colleges. The College of Arts & Sciences homes a couple of collegian majors planned for matured and partition understudies. Official's work force of Arts & Sciences (already the varsity of collegian Studies) offers relates and four year school trainings in Accounting, Biblical and course of action of rules Studies, Business, Christian Studies, Christian Ministry, Communication, Criminal Justice, English, General Studies, Government, History, Human Resource Management, International Business, Marketing, math, structure Leadership and Management, Psychology, and non basic Studies. additionally, 5 unfastened male's undertakings square measure offered solely on-grounds: Animation, Cinema-Television, math, Theater and learning base Studies (Elementary Education).

Robertson's one of a kind vision for Regent University was that of a graduate establishment. In 2006, accomplice collegian degree completing venture was started, and has full-formed into an evident collegian program for standard obsolete age understudies. Authority is at present attempting to making collegian Studies additional totally, and its plans to develop and build up the amount of majors it offers, in addition as workplaces for additional understudies. Authority arrangements to no under one day have concerning a couple of,000 on-grounds understudies. The School of Business & Leadership gives a hydrogen molecule concentration.d. in structure Leadership. to boot accessible could be a Doctor of Strategic Leadership giving 3 centers: Strategic Leadership, Leadership job, and Strategic Foresight. the varsity conjointly gives Masters in structure Leadership, Strategic Foresight and a Master of Business Administration.regent University's urban center field is seventy segments of area (280,000 m2) with historicist neo-Georgian arrangement. The University Library Building homes the school's libraries while screen Hall is home to the colleges of Divinity, Government, Law and collegian Studies. The Communication & humanities Center, home for the varsity of Communication & the humanities, is a 135,000-square-foot (12,500 m2) building with 2 theaters, an era studio, sound stage, screening theaters, and a backlot. the specialist Center could be a thirty one,000-square-foot (2,900 m2) office joins a bookshop, understudy affiliation business districts, devouring hall, pc working environment, and understudy lounge. The Administration Building, along the edge of body work spots, fuses the varsity of Education. The schoolroom Building obliges the colleges of world Leadership & Entrepreneurship and science & counsel.

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Baylor University

Baylor University may be a non-open Baptist school in urban center, Texas. leased in 1845 by the Republic of Texas, Baylor is that the most prepared perpetually in operation school in Texas and was one in every of the fundamental educational establishments west of the stream inside the us. The school's one,000-area of area field is found on the banks of the Brazos by state road I-35, between the Dallas-Fort regard Metroplex and capital of Texas. Baylor University is approved by the Southern Association of schools and colleges. Baylor is famous for its law, drug, business, science, music and English programs. Baylor University sports get-togethers, called the Bears, join in nineteen extramural diversions. The school may be a piece of the far reaching twelve Conference for all NCAA Division I recreations.

In 1841, thirty five operators to the Union Baptist Association social occasion voted to grasp the proposition of Rev. William Milton Tryon and R.e.b. Baylor to focus a Baptist school in Texas, then a self-broadcasted republic still attested by United Mexican States. Baylor, a Texas zone pick and quondam U.S manager and warrior from Alabama, transformed into the school's somebody. Some at initially expected to call the new school "San Jacinto" to perceive the conclusion that engaged the Texans to end up accomplice degree autonomous nation, then before a conclusive vote of the Congress, the specialists requested the school be named out of thankfulness for pick R. E. B. Baylor. In the fall of 1844, the Texas Baptist Education Society asked for of the Congress of the Republic of Texas to get a Baptist school. Republic President Anson Jones denoted the Act of Congress on Feb one, 1845, formally making Baylor University. The creators formed the beginning school field in Independence, Texas. Rev. James Huckins, the key Southern Baptist minister to Texas, was Baylor's first full-time fundraiser. he's idea about the third foundation father of the school. regardless of the way that these 3 men ar attributable just like the creators of the school, a couple of others endeavored to envision the key school made in Texas and in this way they were rewarded Baylor's Founders strip. The extraordinary Texas dynamic war pioneer and legend full general gave the fundamental $5,000 blessing to begin the school. In 1854, Houston was conjointly sanitized through water by the Rev. Rufus Columbus Burleson, future Baylor President, inside the Brazos. In the midst of the 1846 educational year Baylor pioneers would begin together with chapel as a bit of the Baylor insightful capacity. The tradition moves ahead with nowadays and has been a territory of the lifetime of understudies in abundance of one hundred sixty years. In 1849, R.e.b. Baylor and Abner S. William Nunn Lipscom Jr. of the Texas Supreme Court began demonstrating groupings inside the "investigation of law," making Baylor the vital in Texas and along  these  lines the second school west of the Mississippi to show law. all through this point Decatur Rowe would obtain the fundamental degree respected by Baylor. He would be trailed by the fundamental cultured graduate, The Virgin Kavanaugh high class, in 1855.

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Florida International University (FIU)

FIU has been ranked among the top 100 public national universities in U.S news and World Report annual guide to " America's Best Colleges ". Through its eighteen colleges and schools, FIU offers more than 190 baccalaureate, masters and doctoral degree programs in more than 280 majors, including preprofessional programs in dentistry, law, medicine and veterinary medicine. Major academic divisions are the Colleges of Arts and Sciences, Business Administration, Education, Engineering, Health and Urban Affairs; the Honors College; and the College of Law. There are the schools of accounting, Architecture, Computer Science, Health, Hospitality Management, Journalism and Mass Communication, Music, Nursing, Policy and management, Public Health and Social Work. In addition to the academic departments, the University's interdisciplinary centers, institutes, and special programs conduct advanced research in a wide range of areas. Sponsored research funding from outside sources is more than $75 million.

Campus Life:
Students can take advantage of a diverse range of social and cultural events on and off campus. The University currently has more than 300 registered students organizations that enrich campus life and contribute to the social, cultural, and academic growth of students. University Organization sponsor concerts, films, plays, lectures, ethnic festivals, and other special eventsduring the year. Students have opportunities to participate in intercolligiate, intramural, and recreational sports. Both campuses offers state of the art recreational facilities and appartment style housing that provides students with the opportunity to live with others in convenient and supportive residential setting.

For International Students:
The University offers a full range of services to support international students in both their academic and personal lives. The office of international students and scholar services assists international students by providing advising services related to immigration, legal, personal, academic, cultural, social and financial concerns. The English Language Institute (ELI) at FIU is a fully equipped, state-of-the-art language training center that is a part of the University's college of Arts and Sciences. Since 1978, the ELI has taught close to 35000 international students and professional from more than forty-five countries to master the English language through the use of proven educational methods and the most up-to-date learning facilities.

Disney world, the Everglades, marine and state parks, Seaquarium, Metro Zoo, Fairchild Tropical Gardens, and Parrot Jungle Island are popular student attractions. Other favorite year round activities include swimming, waterskiing, scuba diving, sailing, tennis, golf and horseback riding.

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Boston University

Boston University is located along the Charles River in Boston, Massachusetts, the cultural and historical capital of New England. Boston has the largest number of Universities, educators and students of any city in the United States. Students can find art, music, theater, cafes, or a park for an afternoon stroll around any corner. With four distinct seasons, Boston allows student to ski in the winter and have  fun on the beach on the summer. Boston's Logan Airport serves all international carriers. Taxis, an extensive subway system, and buses make getting around the city easy.

Education:
Boston University which was founded in 1839 is a private non-sectarian, coeducational research university with eleven undergraduate colleges and schools. One of the world's great academic institutions and the fourth largest private university in the United States. Boston University offers more than 5,500 coursesin more than 250 major and minor fields including business management, communications, computer science, engineering, hospitality, humanities, medicine, performing arts, science and social sciences. The main University campus has 348 buildings, 489 class rooms, and 1759 laboratories. Mugar Memorial Library, the largest of the University's twenty three libraries, houses 1.8 million volumes and 2.8 million microform equivalents. Academics advising, career counselling, internships, and computer facilities are available to all students. The faculty members, including three Noble Prize winners are accomplished, dedicated educators. Notable graduates include Martin Luther King Jr. former United States secretary of Defense William Cohen, actress Geena Davis and the chairman of the General  Motors, John F. Smith, Jr.

Campus Life:
Boston University is the embodiment of the diversity that characterizes the United States. Students come to the University from all fifty states and 133 countries. Students may choose to live in a variety of residents on campus. Speciality housing is available for students with similar academics or extracurricular interests. Nearly 400 organizations on campus keep students busy outside the classroom, including athletics, musical, cultural and political clubs. The campus athmosphere is relaxed, friendly, and outgoing.

For International Students:
Boston University is an exciting and rewarding place to get  an education. International students are an important component of the community. Prior to the start of classes, the International Students and Scholars Office conducts an orientation for students to meet one another, become acquainted with the University and the city, and register for classes. The office assists students by answering questions about visas, employment, banking, and anything else of concern to the student. Intensive English preparation (ESL) is also available to students prior to enrolling in the University.

Ashland University

 Ashland University is located in the state of Ohio in the mideastern part of the United states, below the Great Lakes system. The small city of Ashland is about an hour's drive from the largest city of Cleveland and Columbus. The 120-acre (49 hectare) campus is one of the most beautiful in the state. The area around Ashland offers summer recreation activities. Four distinct seasons provide a variety of weather. Average temperatures throughout the seasons is from a low of -8 degree celcius to a high of 27 degree celcius.

Education:

Ashland University was founded in 1878, in a small private university that stresses " Accent on the Individual." Its program emphasize the liberal arts, sciences and career-oriented programs. The University offers more than sixty majors, including business, computer science, hotel and restaurant management, environmental science, and communications. The largest number of students are enrolled in business and education. The programs are enhanced by the University Honours Program, the Ashbrook Center (political science/public affairs), and the Gill Center (economics education). The University provides extensive access to the computer facilities for students, including a link to the University computer system in every residence hall room. The academic yeal consists of two semesters. Financial aid of $2000 to $8000 is available for students with a GPA of 2.75 or higher on a 4.0 scale. 

Campus life: 

Ashland's on-campus, undergraduate enrollment numbers 2200 full time students. 700 graduate students are enrolled in evening and weekend programs.  Total enrollment  including all program centers, is 6000. 80% of on-campus students are from Ohio; others come from 25 states and 33 countries. The University offers a variety of housing options in its seven residence halls and senior appartments. All residence hall rooms are wired for Internet access. Residence halls remain open all year, including vacation periods. International students may request to live with American students. The office of student Activities, which won national awards for programming for seven years, coordinates a wide range of activities and organizations, including academic clubs, campus services, special interest organizations, student government, religious life, media/publications and cultural events. The University has extensive sports programme and activities and is a member of the NCCA Division II athletic program. 

For International Students:

The University offers extensive support services for international students, including airport pickup, special advisers, and special orientation sessions. The most popular programs for international students are the international club, the friendship families programand the World Cafe. Health care is provided in campus. Ashland University and the surrounding community have a very low crime rate, which makes this an ideal place to live and learn.

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Health Insurance

Insurance Companies provide various types of health care insurance, including coverage for hospital stays, visits to physicians and surgical procedures. They serve as intermediaries between the health care providers and receipients of health care. Since the cost of health care is so high, individual seek health care insurance as a form of protection against conditions that cause them to incur large health care expenses.

Types of Health Care Plan:

Insurance Companies provide two types of health care plans : managed health care plans and indemnity plans. The primary difference between the two types is that individuals who are insured by a managed care plan may choose only specified health care providers ( hospital  and physicians) who participate in the plan. Individuals who are insured under an indemnity plan can usually choose any provider of health care services. The payment system of two types of plans also distinctly different. The premiums for managed health care plans are generally lower, and payment is typically made directly to the provider. In contrast, indemnity plans reimburse insured individuals for the health care expenses they incur. 

Exposure to Risk:

The major types of risk faced by health insurance companies are:

a. Interest rate risk,

b. Credit risk, 

c. Market risk and

d. Liquidity risk.

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