Life Insurance

Life insurance is intended to bear the insurance against unexpected financial losses caused by the death of his too fast or too long . Here illustrated that in life insurance, the risks faced are :

The risk of death Someone living too long This is, of course, will bring a lot of aspects, if the risks inherent in a person is not insured with insurance companies. For example guarantee for offspring, a father that died prematurely or with a sudden , the child will not be neglected in his life .

It could also happen to a person who has reached the age ketuaannya and not being able to earn a living or pay for their children , then buy life insurance, the risks that may be suffered in terms of lost opportunities to earn a living will be covered by insurance companies . It turns out here that do good life insurance agency with the primary objective is to assume or guarantee the person against financial losses .

Life insurance is a legal contract between two parties, namely the insurance company and the policyholder . This ensures that the recipient receives financial support in the event of the insured 's death or accident . Term insurance policy states that the policyholder agrees to pay a certain premium at regular intervals .

Life insurance depends on a number of factors, including age, income, expenses, loans, number of dependents, health, etc. It is mainly of four different types, universal life insurance, term life insurance, whole life insurance, life insurance and endowment . Described in detail below is offering life insurance benefit . In general, the insurance system offers you a solution where you can guarantee your future financially and Life Insurance offers some kind of solution to the needs of your life in the future. This type of insurance is also available in various types and the choice depends on your needs.

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